About
Wildfires have become more frequent and intense, often spreading into densely populated suburban neighborhoods where the losses and human suffering are significant. This is a critical time to build wildfire resilience, with homeowners, insurers, communities, and policymakers all having a shared interest in this effort. To do this effectively requires broad adoption of a consistent set of mitigation actions, proven-out by research, to better prepare communities for the growing wildfire threat. The Insurance Institute for Business & Home Safety (IBHS) developed a set of requisite mitigation actions that, when taken together, will significantly reduce a given property’s wildfire risk. The framework – Wildfire Prepared Home™ – will incorporate available wildfire science, building performance characteristics, data analytics insights, and contributions from a diverse group of wildfire leaders to address today’s wildfire risk with the latest science. The Wildfire Prepared home program was introduced June 1, 2022 in California.
Presented by the Risk Management & Loss Control Interest Group