At Risk, Part 1: Hired and Non-Owned Auto Liability

Presenters: Leah Heller, CPCU, CRIS, Tabitha Balderas, CPCU, Dar Beachy, CPCU, CLU, FLMI (Moderator) 

Oct. 25, at 2 p.m. ET

Does the exposure of hired and non-owned auto liability on your book of business make you a little queasy? Check out this two-webinar series, At Risk, that provides a chance to dissect this coverage and hear how it played into a claim affected by social inflation. 

This first part of the At Risk series on hired and non-owned auto liability will delve into the following aspects: 
• Exposing the hidden risks for business and individuals
• Potentially insufficient commercial and personal auto liability insurance coverage and increased risk to carriers
• Resulting bodily injury and property damage losses and impact of social inflation, a discussion that will continue in further detail in Part 2 of this webinar series.

 

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Leah Heller, CPCU, CRIS 

Senior Construction Risk Specialist/Team Lead 

CapSpecialty
 

Leah joined CapSpecialty January 2018 as a Senior Construction Risk Specialist. Leah has extensive experience in commercial underwriting and compliance which includes development of coverage forms, guidelines, training, & underwriting audits, working with AIG in NY, then relocated to California, Crum & Forster, Colony, and C.N.A.  Leah’s personal accomplishments include an MBA degree and the CPCU and CRIS designations.  Leah is currently a CPCU Underwriting Interest Group Committee Member, Awards Recognition Program Coordinator, moderated webinars, a CPCU Annual Meeting panelist for the Sharing Economy seminar and co-authored a research paper entitled Risk Management Implications of the Sharing Economy.

 

Tabitha Balderas, CPCU 

Manager, PEO Group

WCF Insurance
 

Tabitha Balderas is the Manager of the PEO Group at WCF Insurance. She provides commercial insurance for Professional Employer Organizations and their clients.

In May 2020 she obtained her CPCU designation. She is the current Utah CPCU Chapter President. She received her bachelor’s degree of Marketing at the University of Phoenix in 2008.

Tabitha has been in the insurance industry for the past 25 years. She has worked in a life/health agency, group disability MGA and now works for a commercial lines’ carrier.

Her passions include helping PEO’s provide insurance for small to mid-size companies, working with the WCF Diversity Equity and Inclusion committee and spending time with her husband and her 3-year-old blue heeler/pit bull fur baby. 

Dar Beachy, CPCU, CLU, FLMI (Moderator)

Underwriting Supervisor 

State Farm Insurance Companies
 

Dar is an Underwriting Supervisor at State Farm Insurance Companies and is based in Bloomington, Illinois. Prior to joining the Underwriting Department, Dar was a Product Owner in the Enterprise Technologies department and an Underwriting Analyst in State Farm’s P&C department. Dar has also spent time selling insurance, both in P&C and Life & Health. In addition to serving on the UIG committee, Dar is the Chair of the Careers in Insurance committee for the Central Illinois CPCU Local Chapter. Dar received his degree in Finance from Illinois State University.