It's time to reason with hurricane season and put your natural catastrophe knowledge to the test! Leave those umbrellas at home and join host Kelly McAnally for a fun, fast-paced 45-minute trivia webinar featuring questions developed in collaboration with your industry peers in the CPCU Society interest groups. Covering a range of Nat Cat topics and spanning three tiers of difficulty, this game-style session brings you a brainstorm of entertaining education.  Knowledge is more than a competitive edge. Understanding natural catastrophes, the science behind them, the patterns that precede them, and the losses they leave behind, is what allows us to better predict risk, prevent harm, and serve the communities who depend on us most. Whatever your role, the answers blowin' in the wind will challenge you, surprise you, and reinforce why staying sharp in this space matters. Come ready to rock your know-how like a hurricane, because when you come for the trivia, you leave with instincts for the work that matters most. Winners will be announced later that same day. Bragging rights are on the line.

As home price appreciation since the Great Recession has far outpaced growth in household income, many consumers, particularly those under 45, find themselves increasingly distanced from the opportunity to realize the dream of homeownership. This shift is reshaping renter versus homeowner dynamics: renter profiles are becoming older and increasingly preferred compared to the transactional renters of the past.  Importantly, delayed homeownership does not necessarily mean delayed protection needs, as many renters are reaching traditional milestones associated with life insurance demand, including marriage, parenthood, income growth, and long-term financial obligations.  In this session, we will examine the economic factors behind this trend and the evolving renter demographic. We will also highlight strategies insurers across personal, commercial, and life lines can use to address renters' broader protection needs, improve engagement with underserved consumer segments, and capture growth opportunities through key life-stage transitions.  Key Takeaways:  - Identify the key macroeconomic indicators driving reduced millennial homeownership in the U.S.  - Compare shifting homeowner versus renter demographic and risk profiles  - Apply strategies P&C and life insurers can use to engage an older and increasingly preferred renter population, address evolving protection needs, and maximize growth opportunities tied to major life events and transitions