Insurance Industry Newsfeeds

It's not alarmist to think that you'll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman.

Private nurses for common folks

You may think of private nurses as a luxury for the ultra-rich, like a butler or personal chauffeur. But hiring in-house medical care has become an increasingly viable option for regular folks too.

5 things to know about permanent life insurance

1. It's more coverage than most people need

The cost of long-term care

Some insurance decisions are easy. Take life insurance. You know you need it to replace the income your spouse and kids would lose if you died. Insurers don't have much leeway to dispute claims for death benefits because "deceased" is a pretty definite condition.

Health costs race past inflation

Health insurance premiums in 2007 rose 6.1 percent, the lowest growth rate in eight years but still well above inflation and worker earnings, according to the latest annual survey from the Kaiser Family Foundation.

Teetering on the edge of insurance

Small business owners Gordon and Babette Brennan used to pay as much as $800 a month for health insurance. But the Jupiter, Fla. couple felt like they received little in return: Claims for ordinary pediatrician visits for their son Ryan were denied. Procedures like blood tests weren't covered. Co-pays were $40 a pop.

Disclaimer

CPCU Society links to many Web sites created and maintained by other public and/or private organizations. CPCU Society provides links to these sites as a service to our users. The presence of a link is not a Society endorsement of the site.

When users follow a link to an outside Web site, they are leaving CPCU Society and are subject to the privacy and security policies of the owners/sponsors of the outside Web site(s). CPCU Society is not responsible for the information collection practices of non-CPCU Society sites.